Credit Score – Understand your Credit by Daniel Sa

Do you know what factors contribute to your credit score? Maybe not, but I bet you do know how important your credit score is when it comes time to apply for any type credit — especially a home mortgage or refinance. I’m here to answer common questions on credit scores, including:
-What is a credit score?
-Where you can find your credit score?
-What is the minimum credit score when applying for a mortgage?
-Which factors affect my credit score?
-And more.


Founded in 1997, Residential Finance Corporation (RFC) (, offers homeowners and homebuyers nationwide a wide range of home mortgage loan options, including special lower-rate government-insured FHA and VA loans, residential mortgage loans, jumbo mortgage loans, and reverse mortgages. Headquartered in Columbus, OH, RFC has numerous branches throughout the country.

RFC’s friendly, highly-trained staff delivers mortgage expertise and customer service excellence, winning the company nearly 30 awards, including: Inc. 5000 Fastest Growing Company, Florida’s Best Companies to Work For, Corporate Caring Award, Sales Department of the Year, Best Places to Work, and many more. We know you can work with any number of mortgage lenders. At Residential Finance, you’ll get a great rate, and personalized service as we find the right loan for you. Here’s how Residential Finance can help you today:
• Lower Your Monthly Payment
• Quick and Easy Loan Process
• Fast & Convenient Closing
• Security of a Fixed Rate & Payment

Residential Finance Corporation is abbreviated as RFC. RFC is not affiliated in any manner with Residential Funding Corporation, which also is abbreviated as RFC. In New York, we conduct business as RFC Mortgage i/l/t/n Residential Finance Corporation. Not an offer of credit or a commitment to make a loan, not all loan programs & products are available in all areas. Subject to underwriting guidelines & qualification for the stated programs.

1 Easton Oval, Suite 400, Columbus, OH 43219
1-800-930-REFI |
NMLS# 1652 |
Equal Housing Lender | Equal Opportunity Employer
State Licensing:
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